As you’re looking into car insurance, you’ll want to know a few things before getting a car insurance quote. First, you’ll want to know what type of coverage is important to you. Then, you’ll want to know the difference between a premium and a deductible. A premium is how much you’ll pay for your coverage, and your deductible is how much you have to spend before insurance kicks in. Higher premiums typically mean lower deductibles, and vice versa, so think about how you want to budget. Working with an agent is the best way to ensure you find the coverage that fits your needs.