The world is an inherently unsafe place. If you have been the victim of an accident, then you know exactly how hazardous uncertainty can be. Coping with injury caused by an accident is one of the hardest circumstances that a person may be subjected to. Many people are forced into waiting long periods of time before insurance companies process claims and make their final decisions. There are few instances of this practice that are more flagrant than those involving car accidents, medical malpractice and other accidental harms.